Money, explained like an adult.
Long-form, plainspoken writing on retirement, investing, mortgages, taxes, and debt. No hot takes, no "5 stocks to buy now" — just the thinking behind the calculators.
Reading worth your time.
How much do I need to retire? A field guide to the actual number
A rule of thumb gives you the number in five minutes — and three example households show why yours is smaller than the internet claims.
How to start investing with $1,000 (and what to skip)
Where to open the account, the one fund to buy, the four temptations to ignore, and a six-month plan that runs itself.
The 4% rule, in plain English, with the caveats
Where the rule came from, what it actually says, the five places it quietly bends, and how to use it without trusting it too far.
Mortgage APR vs. interest rate: why the lowest rate may not be the cheapest loan
What the APR includes, the 30-year assumption hiding inside it, and how to compare Loan Estimates without being steered by the headline.
Renting is not throwing money away. Neither is buying.
The math is a tug-of-war between three variables most calculators handle poorly. We're building one that does not.
iGrow Wealth is new. Four guides are live; the others above are being written now and will publish over the coming weeks. Check back, or join the Sunday money note on the home page to get them in your inbox.